Technology breeds crime and we are constantly trying to develop technology to stay one step ahead of the person trying to use it negatively.

What I did in my youth is hundreds of times easier today. Technology breeds crime.

There is no technology today that cannot be defeated by social engineering.

I have never witnessed, nor will I live long enough to witness, a more simplistic crime than me stealing your identity.

I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information, they are stealing the bank's money, not yours.

I use a shredder for bank statements and phone bills. Most people use ribbon shredders that cut things straight: we can put those back together in an hour. Look for a security microcut shredder, which cuts papers into confetti.