The real way to address the issue has always been there and that is the rate.

They haven't found common ground. That's why I think we shouldn't spend our resources when the advocates can't even come to an agreement.

One has to question whether or not governments here or on the Mainland should be funding these types of plans when the trend in the private sector is in the other direction.

Well, as I characterize most of them, they're all gimmicks, gimmicks to fool the taxpaying public that they're going to get some kind of tax relief.

Many of them are gimmicks.

Lower the rate and that's the direct way of providing tax relief.