The telecoms and construction sectors are likely to be up because that's where the money is going after the government said it wants to up its investment in these sectors.

A lot of people are taking some money off the table, especially on the best-performing sectors, and the banks have been one of the biggest performers.

The government has spent a lot of money to house people temporarily, but little has been done to enable people to come back and be residents of their city. There's no coherent strategy for the displaced to benefit from the reconstruction through jobs or housing or paying off their mortgages.

Conventional wisdom says if you're getting a large refund, it's a bad thing, that you've lent money to the government for free for the past year. If your refund is the only way you can save, who's to say it's a bad idea? It may not be the best way to save, but it's better than nothing at all.

We've used some money to get a dog carrier for Beans and also a leash and collar with the Marine Corps eagle, globe and anchor emblem on them.

I've been a government contractor for years, so I'm used to bureaucracy, but this is just ridiculous, ... I am finding this the most labyrinthine experience I've ever had with government.