These discounts are too good to pass up. But we think that these are planned sales and not at the expense of retailers' profits.

The number-one aspect of the shopping season this year will be sales and promotions. If retailers can deliver good sales and promotions, consumers will buy.

From our consumer survey, we found that consumers plan to spend a little more this year than last, ... That's no surprise because consumers have a little more money in their pockets than they did a year ago.

It seems like this year it hasn't been as much of a challenge for retailers to find good quality holiday help. It seems like this year there are a lot of people out there looking for part-time work as well as full-time jobs. It's a great opportunity for people to make additional income and get their foot in the door.

The one thing that October showed us is that consumers aren't afraid to spend, even in a slow economy.

In the grand scheme of things, we might see growth of 5.6 percent instead of 5.7 percent.