We have this discussion with parents in our practice all the time. Start them when they are young and they will grow up understanding about making financial decisions.

You really have to know how much money you need to support your family. It takes time and it's tedious but you are not going to be aware of how you spend unless you are really breaking it down.

Next time we need to schedule this before the alien abduction, ... Parents should be out there cheering, 'Yeah, we're ready for school to start.'

We've had such little practice time and game experience, and we're all in the same boat. I don't think any of the coaches would feel comfortable starting the championships this early in the season.

If I had to pick one or the other, in this situation I would take disability insurance.

It's a practice we put into effect last year as a result of parents asking us to,