We want to make sure people know they don't have to decide today, tomorrow, even Monday. There's a little bit of a concern that some seniors feel like they have to make a decision today. Of course, enrollment doesn't even begin until Nov. 15.

I don't know how young people do it today.

We're also working on further steps to insure that, when a beneficiary goes to a pharmacy in 2006, they'll be able to get their prescription drugs, even if the only proof they have is that they are in Medicaid and Medicare.

All Medicare drug plans have to cover all medically necessary treatments.

One of the concerns we have is that folks are overly anxious and think they've got to go find a plan today, or find a plan tomorrow or find a plan on Monday. Not only do they not need to decide now, they can't decide now.

You'll be able to plug in essentially what's important to you. If you say, 'I want to find a plan that's less than $20,' then it will give you that, and you can then sub-sort basically on what you want. . . . Folks shouldn't be anxious about making the perfect choice. Once you narrow it down to the things you think you need, there is not a wrong choice there. You're fine.