We're finding that our average payday loan customer earns just over $50,000 a year. We've given loans to a wide range of customers from nurses to construction workers - the payday-loan business isn't simply a blue- collar business anymore.
Sean Reynolds
Related It sometimes seems like our financial system is set up to penalize those who know the least and have... RICHARD CORDRAY Internet payday loans are dangerous for cash-strapped consumers, ... They combine the high costs and... ANN FOX Lenders, including major credit companies as well as payday lenders, have taken over the traditional... BARBARA EHRENREICH This puts in place a number of consumer protections that give people an opportunity to take a break ... TOM JAMES In our industry, more borrowing means we are making more money and growing, ... Our business is simp... DAVE DAVIS The fair was a huge success. The students were able to pay back their business loan, and left-over i... AMY FORD Microfinance does not require previous experience or loans to the same extent as a small-business lo... GAYLE TZEMACH LEMMON Payday lending does not fit with their business plans and the way they present themselves to the pub... HARRY DAVIS If you must take a loan, do so only to invest in a business that is safe and gives a good return SOTONYE ANGA How lucky I am to have known somebody and something that saying goodbye to is so damned awful. EVANS G. VALENS The role of the
Christian is to let other people know what Jesus has done, not to
think of themselve... LEWIS N. ROE Naturalistic atheism debunks itself. It
has no power to explain even some
of the most basic principl... LEWIS N. ROE It's important to understand that if
someone calls themselves a Christian, it does not automatically... LEWIS N. ROE Studies on interest rates charged by the Mafia in New York City in the 1960s found an average rate o... CHRISTOPHER PETERSON A lot of things were happening with our customers. Our business, performance management, becomes a c... BILL LEAVY If there's a referendum that says you might be put out of business, that doesn't give them a lot of ... JACK BISHOP The grant will allow the (Atkins) CDC to implement new initiatives that will include a small busines... CAROL DAVIS United is committed to being an industry leader in customer satisfaction among frequent business tra... DENNIS CARY Payday loans are but one of many financial techniques - from overdraft fees to student loans subsidi... MATTHEW DESMOND The lion's share of loans are generated by the federal loan program, but increasingly, there are a l... DALLAS MARTIN I'm not just coming here for a payday. I'm not an old guy at the end of my career looking fo... LIAM SMITH Our loan officers were seeing women coming into the bank struggling to be successful in business. We... DANA HURST As far back as history records people thinking, thinking people
have been befuddled by the mysteries... LEWIS N. ROE The scientific method gives us
information by testing and repeating observable things so that we
can... LEWIS N. ROE We can check the system to find out whether a loan applicant has a poor credit record or has paid ba... MA JUN The atheist might have
no proof for the
supernatural, but they
also have no proof
against it. If we ... LEWIS N. ROE For many of them there's a limit, and that limit is something that normally isn't reached until ther... GREG KNUDSEN Unlocking the equity in your private property can be one of the best ways to finance the buying of a... ZENG HAN JUN Consumers would be shocked to learn that the amount of many short-term payday loans may be as high a... BRIAN CALDWELL We've got a business climate conducive to business creation, and that produces jobs. We have heard f... WARREN MAY This partnership borrowed over $110 million from a Canadian bank and that showed up booked as income... BYRON DORGAN It's better for a lender to diversify their loan among different loans (in case someone defaults). ASAF BUCHNER We should bear in mind that not all borrowers can or want to take a 30 year long loan. The age of re... ALLA TRUBNIKOVA Something that bothers small business owners is the constant turnover of loan officers at the local ... BRUCE PHILLIPS Eventually I came across another passage. This is what it said: I am not commanding you, but I ... NICHOLAS SPARKS To kill a mockingbird. If you haven't read it, I think you should because it is very interesting. STEPHEN CHBOSKY I will never forget the vision of Jamie walking towards me. NICHOLAS SPARKS As these images were going through my head, my breathing suddenly went still. I looked at Jamie, the... NICHOLAS SPARKS You don't have to learn much out of books, it's like if you want to learn about cows, you go milk on... HARPER LEE You can't really get to know a person until you get in their shoes and walk around in them. HARPER LEE We have a really interesting business because [our customers] really range from [their] 20s to 50s. ... BETH TUNNEY Over the past 21 years several businesses have been established or expanded through the use of sub-p... DEWEY SCOTT To my astonishment, the market blew wide open. Everyone's embracing it from blue collar to white col... JEFF ROSEN Whether you say that a god does exist, or that none do, it is a claim
to know (or at least believe i... LEWIS N. ROE Keep thinking about payday. Have a good night. WALT FENNELL This is just another man, another fight, another payday. JOE FRAZIER In general, we are seeing an ever-increasing rise in consumer debt, not just in payday loans but als... BRUCE HAMLETT We don't want to give a business that is not going to come through the troubled waters a loan th... KAREN MILLS One of the biggest problems out there that I hear from my friends in the business community is that ... ALEXI GIANNOULIAS Unsubscribe from should-a, would-a, could-a MICHAEL H. DANSBURY When looking for evidence that something exists, it's silly
to start by assuming that it is impossib... LEWIS N. ROE Using the scientific knowledge that we
currently possess, we can take simple logical steps, backed b... LEWIS N. ROE Military families on or near base are a captive audience for everyone from used car salesmen to payd... MARY SHAPIRO The pain goes away on payday. LARRY FINE A Ritual to Read to Each Other If you don’t know the kind of person I am and... WILLIAM STAFFORD It can cost 10 times more for a retailer to get a new customer than to get more business from existi... ALLAN KATZ The healthcare area is in need of a wide range of workers. There are new ads for doctors, nurses, an... KEN GOLDSTEIN I've seen so many selfless acts by Dora and Larry Williams. They would rather give something to some... ERIC REED Having been shown the possibility that God exists, the atheist has
chosen not to accept it. They hav... LEWIS N. ROE The claim to know that no god exists is just irrational. The non-existence of any god has no evidenc... LEWIS N. ROE Lᴏᴠᴇ ɪs ʟɪᴋᴇ ᴛʜᴇ ᴡɪɴᴅ ... Yᴏᴜ ᴄᴀɴ'ᴛ sᴇᴇ ɪᴛ, ʙᴜᴛ ʏᴏ... NICHOLAS SPARKS She filed the image away as an excellent and insulting question to ask the earl at an utterly inappr... GAIL CARRIGER A lot of lenders are sending out letters stating that they are going to start accepting loans at hig... BOB MOULTON The increase in financing capacity provides us with additional liquidity to continue our goal of gro... HUGH MILLER The increase in financing capacity provides us with additional liquidity to continue our goal of gro... HUGH MILLER Plunging in “truths” about God is like walking on the bottom of a sea that is not there, searchi... MARIANA FULGER The day might come when a small business owner would have to go to Wal-Mart for a loan, and I don't ... LEIF GREEN The wages of sin is death. Repent before payday. UNKNOWN Payday came and with it beer RUDYARD KIPLING It wasn't until 1988 in many cases that I could apply for a business loan without my husband or my f... ERIN FULLER I am often asked how it is that I am able to value people to such a deep degree. Apparently, I exhib... C. JOYBELL C. Statistics suggest that when customers complain, business owners and managers ought to get excited a... ZIG ZIGLAR We were extremely successful in our loan production efforts in the fourth quarter, as annualized gro... WILLIAM THOMAS Your customers are the lifeblood of your business. Their needs and wants impact every aspect of your... JOHN RAMPTON Except for a handful of banks that just keep a handful of their loans in portfolio, on their balance... DAN GILBERT The 40-year loan is advantageous, because it allows the borrower to qualify on a lower monthly payme... SHALISE MILES We got into (this business) for the love of wine. We just really enjoy a wide, wide range of wines a... DONNA MOLLET [Unlike other types of bounced-check protection, any money lent by the bank is taken out of the cons... ANN FOX It is surprising how little most small business values the customers. A positive feedback from the c... FABRIZIO MOREIRA I used to live on one candy bar a day - it cost a nickel. I always remember the candy bar was called... CHARLES BUKOWSKI I didn't know what the purpose was. But I do know I couldn't have bought the business without that l... LARRY THOLL One of the most important things I have found is that no one
school of thought has all of the answer... LEWIS N. ROE It is an extraneous business that Reynolds Metals had. It does not appear to be a core business, CHARLES BRADFORD There are likely to be people who bid on certain loans because they want to support people they care... CHRIS LARSEN The job market of the future will consist of those jobs that robots cannot perform. Our blue-collar ... MICHIO KAKU Some people never take a chance and never know what it's like to live life to the full. CHLOE THURLOW Customers are a great way to finance a business for many reasons. First, customer financing is typic... FRED WILSON Overall, utilities are doing a better job at communicating with their business customers, which can ... ALAN DESTRIBATS Given the environmental aspect of our business, I feel we simply have to do it. BEEZER MOLTEN The Pentagon got fed up with its recruits getting ripped off by payday lenders and in 2007 got Congr... TIMOTHY NOAH The workplace revolution that transformed the lives of blue-collar workers in the 1970s and 1980s is... TOM PETERS Basically, what we are trying to do is help clients that are having a hard time finding these types ... KATRINA MITCHELL We have lost that which has made us great over the generations, and that is the sense of individual ... JON HUNTSMAN, JR. And we can see the positive impacts right here at Solyndra. Less than a year ago, we were standing o... BARACK OBAMA This bill roots out excess lender subsidies in the student loan program while increasing student acc... DON SEYMOUR Agribusiness and food manufacturing is big here. This project addresses challenges to their business... BILL TEETS Under the pre-conditions of appropriate guidance and effective supervision, private small-loan busin... WANG ZHAOXING Our construction teams and customer service representatives are among the best in the business. Our ... FRED ABBO I'm not writing just about melancholy stuff anymore, I made a point to cover a wide range of emo... CHANTAL KREVIAZUK Our goal has always been to improve the loan origination process for our clients. Whether that's imp... JOE HERB
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JESSE REYNOLDS It seems to me they have met the two key goals: ensuring a return to the state and affordable pricin... JESSE REYNOLDS The folks at the CIRM have started to take the issue of egg donation very seriously. JESSE REYNOLDS The folks at the CIRM have started to take the issue of egg donation very seriously, JESSE REYNOLDS The expectations have started to be lowered, but I think expectations were raised beyond justificati... JESSE REYNOLDS I have been very impressed with how rapidly she has picked up on these issues. JESSE REYNOLDS They are making promises that they may or may not be able to keep. It's unclear whether the money is... JESSE REYNOLDS The UK now boasts the highest level of broadband availability in the G8. We are now building on thos... PAUL REYNOLDS People used to call her Debbie Reynolds' daughter. Now they call me Princess Leia's mother! DEBBIE REYNOLDS There are other families of particles out there that can form massive compact objects. CHRISTOPHER REYNOLDS Our working hypothesis is that any infection in the birds from Surinam is likely to have arisen in t... DEBBY REYNOLDS Hiring a restructuring specialist does not imply filing, but when you do it and then default on the ... GLENN REYNOLDS We have a good public-private relationship here in Columbus. We think we could replicate that in New... TONY REYNOLDS GMAC is in some ways both the instrument for preservation of GM intermediate term and also an instru... GLENN REYNOLDS GMAC is in some ways both the instrument for preservation of GM intermediate term and also an instru... GLENN REYNOLDS Nancy Pelosi's flip-flop on troop withdrawal further demonstrates the deep division and chronic inde... TOM REYNOLDS In theater, the show must go on, so you train yourself to be able to nail it every single time becau... COREY REYNOLDS The CIA did contact the disease agency recently after a London newspaper published a book review six... BARBARA REYNOLDS A lot of people have given more than the $10 suggested donation, ... We seem to be getting a good re... BARBARA REYNOLDS (Noise is) not an issue all day long. It's not something I would report unless they parked outside m... BARBARA REYNOLDS We couldn't think of any other possible exposure, so that leaves the possibility of human-to-human t... BARBARA REYNOLDS It [must] really speak the truth, ... Our investors can see that. BARBARA REYNOLDS You answered all the questions I would have asked. BARBARA REYNOLDS