We've just closed another great year in online commerce. Consumers spent an average of $200 million per day throughout November and December, bringing holiday growth to just about the top end of our forecast of 25 to 30 percent.

Online travel sales fared even better this year. The sector was up 35 percent versus 2002 and has more than more than doubled since 2001. Non-travel sales recovered impressively from war-related softness early in the year, with 2003 posting a healthy 22 percent total increase over 2002.

For a $3 million-plus property, the average amount spent is about $10,000.

I work at home but average 15,000 to 18,000 miles per year on my Honda.

Consumers are saying .... if Merrill is doing this, it bodes extremely well for future of online trading.

Amazon.com strives to be the e-commerce destination where consumers can find and discover anything they want to buy online.