What we are talking about is really intensely elevating it with the 'My Beach' message.

Then he departs, ... We're not talking about weeks. We're speaking about a number of days. Now why is that being looked at as an unreasonable offer?

We're talking about a lot of homes.

It's been up and down, up and down. I know we can do it. . . . We've done a lot of talking, we've made a lot of excuses. It's just about doing it.

The spread curve is compressed enough -- you're talking about five basis points difference in the overall spread between two-year and seven-, eight or nine-year agencies, and a very flat Treasury curve, there's no reason to extend out for rates or spreads.

at the White House after hours, talking about a range of things and having prayer.