It's a Goldilocks economy - not too hot, not too cold.

It's a Goldilocks economy - not too hot, not too cold,

People recognize that the economy is getting stronger and job creation is more in their favor, but the outlook is impaired by oil prices and events abroad. Uncertainty is overwhelming what consumers know to be better economic conditions.

[Mortgages] tend to reflect inflation and the overall strength of the economy.

I'd say shareholders go backward. Management goes backward. Labor goes backward. What a settlement!

Our leading indicator - the one that's never lied to us like the politicians - suggests only 23 percent probability of recession over the next 12 months, that's very low.