We do believe that the U.S. housing market is a bubble in the sense that its contribution to consumer spending is unsustainable. Households have used a large share of the recent home equity gains to supplement their spending. When these gains dry up, as they ultimately must, spending is likely to weaken substantially.
Jan Hatzius
Related Increasing home prices and the ability of consumers to cash out their growing home equity has been a... DENNIS JACOBE The reality is that business and investment spending are the true leading indicators of the economy ... MARK SKOUSEN We believe that consumer spending is going to bear the brunt of higher energy prices that we have se... JOSHUA SHAPIRO If we do get a housing slowdown, job growth is there to support a relatively decent pace of consumer... JAY FELDMAN Probably the most critical impact of higher energy prices is their ability to weaken consumer spendi... GAIL FOSLER A rebound today will allay fears the consumer sector is continuing to struggle. The improvement in t... GAVIN REDKNAP Spain's strong consumer spending is backed not only by job creation but also by a significant rise i... CARMEN NUZZO So while some special factors may be boosting spending, the overall trend of spending is well out of... ROBERT BRUSCA Although the cooling U.S. housing sector is going be a major drag on consumer spending as 2006 unfol... SHERRY COOPER Consumer spending will weaken in the months ahead. RICHARD CURTIN [The report indicates] consumer spending is gearing back, ... It is very much in line with sagging i... DOUGLAS PORTER Cooling housing markets will have a negative impact on consumer spending and employment. The dollar ... YUJI KAMEOKA The good news is that concert consumer spending is miniscule compared to total entertainment spendin... MICHAEL RAPINO As long as housing prices don't go down, consumers have more equity they can borrow against. If mort... PETER MORICI Overall we still believe the recovery in the housing market will start to boost household confidence... DOMINIC BRYANT Higher claims suggest slower job gains, which should dampen income growth, consumer spending, and ov... STEVEN WOOD In Greece, Italy and, to a lesser extent, France, unsustainable tax cuts and spending sprees added t... EDMUND PHELPS You have to look at these numbers over a few months. Coming in, we had several months of very substa... JOSHUA FEINMAN You have to look at these numbers over a few months. Coming in, we had several months of very substa... JOSHUA FEINMAN We had expected a snap-back in consumer spending after a decline in May, and that's what these numbe... LYNN REASER The outlook is for a muted third quarter, and also fourth quarter. It's not getting any worse in our... KURT BARNARD The U.S. has been living in a situation of excesses for too long. Consumers were out spending more t... NOURIEL ROUBINI But I think the underlying trend in terms of consumer spending and overall economic spending is actu... CHARLES LIEBERMAN Worries of a housing-led consumer spending bust are overblown. RICHARD BERNER Consumer spending in the U.S. slowed below even our own conservative estimates and corporate spendin... CARLY FIORINA The cooling U.S. housing sector should apply a dampener to consumer spending as 2005-2006 unfolds, b... SHERRY COOPER At Concerned Veterans for America, we've made the case that the defense budget could be targeted... PETE HEGSETH The consumer is not on a spending binge - consumer spending has moderated and I don't think there's ... GREG VALLIERE To a certain extent, Bush's speech about increased spending in the U.S. Gulf Coast is helping the ma... PAUL NOLTE Our real big concern is that the combination of rising bond yields, sustained high energy prices and... ABHIJIT CHAKRABORTTI Probably the most important data for the rest of the month is the retail sales, and some inflation d... BILL CUNNINGHAM We continue to believe SAP is seeing an improving IT-spending environment and is taking market share... JOHN SEGRICH Oil was the biggest concern in terms of U.S. consumer spending. HIROSHI CHANO Fixed mortgage rates remain at historically low levels and thus should continue to fuel reasonably s... ALAN GREENSPAN Most lawmakers are coming to the conclusion that the spending spree we're seeing right now is unsust... BRIAN RIEDL The U.S. is spending a lot of money getting these rigs back up and running. We could see prices pull... ASHOK SEKAR The greatest threat to long-term fiscal stability in American is the unsustainable growth of entitle... JOE PITTS Consumer spending is likely to ease off slightly as some saturation starts to set in, real income gr... DENNIS DYKES We will see a change in the drivers of economic growth with capital spending taking a lead. There is... CARL RICCADONNA Life is not a game. Still, in this life, we choose the games we live to play. J.R. RIM His life seemed like a deck of cards, and in the midst of all those two’s and three’s someone ha... TEKOA MANNING Historically, shocks have had a short-term impact on consumer confidence, especially on consumers' e... LYNN FRANCO Although we expect consumer spending to slow sharply in the fourth quarter, to below 2 percent, as a... JOHN RYDING I expect consumer spending to continue to improve. The central bank is likely to raise interest rate... IM NO JUNG The love you get, is equal to the love you give. BEN OAK We have unmistakable signs that households are becoming more cautious about spending. BERNARD BAUMOHL We haven't had a single year of falling consumer spending since 1938. There's no boom or bust in con... STEVEN WIETING The oil issue is continuing. It has a huge effect on market sentiment and on consumer spending. DONALD SELKIN (W)hat we are likely to see in Germany is the best year for consumer spending in a half decade. As a... DAVID ROSENBERG We will see a differentiation between chip companies that are exposed to pure IT spending and those ... JAYE MORENCY Spending time together seems to be an antidote to these issues of stress. People's sense of well-bei... BARBARA SCHNEIDER You have lower oil prices, you have a healthy employment situation and you have a consumer that is s... GORDON FOWLER We've been consistently surprised by the strength of the labor market. We still think over the next ... ADAM CARR Far from being a leading indicator of consumer spending, consumer confidence has consistently missed... CARL STEIDTMANN Slowing income gains and increased uncertainty have savaged consumer spending. This has removed the ... STEVEN WOOD Despite the recent pickup, total investment spending in the economy is still lower than the level of... ALBERTO RAMOS such a modest increase [in unemployment] is unlikely to have any impact on consumer confidence or af... PHILIP SHAW I very much would welcome and do welcome the transparency. To have the Chinese government officially... CRAIG QUIGLEY The job market is firm, the outlook for hiring remains firm and hourly wages will pick up. Wages wil... ZOLTAN POZSAR As long as the consumer confidence remains positive, which it is, you are going to see continued con... FAROOQ KATHWARI more of an emotional response to the recent woes and gives very little insight into consumer spendin... KEN MAYLAND Technology investment drove growth in the 1990s, both directly and by fueling a rising stock market ... ALEX BERENSON Along with its economic growth, China has increased national defense spending in recent years. The i... DING JIYE It used to be that spending more than 30 percent of your income on housing costs was a major cost bu... BRUCE NISSEN The most serious risk to medium-term inflation is the continuing strength of household spending, sup... ALAN BOLLARD Through November [2002], we believed that discretionary consumer spending growth of 3 percent was ad... HARRY CURTIS The consumer spending situation is improving in Europe; that's what we need to ensure durable growth... DOMINIQUE BARBET In seven of the last eight election cycles, real consumer spending growth has decelerated in the hol... CARL STEIDTMANN The outlook for the group remains strong although the retail market is expected to remain highly com... JOHN FLETCHER At the end of a long economic expansion, consumers tend to be overconfident relative to their spendi... CARL STEIDTMANN When we sit down with a consumer we see so many instances where they have items in their budget that... MICHAEL MCAULIFFE What we have been seeing is a change in the composition of growth, with businesses rather than house... MALCOLM EDEY The key factors helping to buoy spending over the November-December gift-buying period were continue... WAYNE BEST The markedly reduced mortgage equity withdrawal since its fourth-quarter 2003 peak has undoubtedly w... HOWARD ARCHER When we made those decisions, we didn't know exactly what the economy was going to do, but it was ou... PEGGY PALTER Mother Superior jump the gun... -The Beatles, Happiness is a Warm Gun LAUREN MYRACLE In addressing the matter of a speculative housing bubble, the more important question to answer is: ... CRAIG ALEXANDER It's a monumental trading error, but fortunately this is a large bank with deep reserves. They have ... JASON ROGERS The consumer numbers look fairly strong, although at least some of that strength is likely to fade i... MAURY HARRIS We've started to see a gradual improvement in the labor market, and that will slowly feed through to... DOMINIC WHITE Rising long rates threaten the bellwether housing industry as well as consumer spending. The higher ... LARRY WACHTEL Wake up to a brand new day and realize why you woke up to meet the day! Live to the end of another d... ERNEST AGYEMANG YEBOAH Spending follows income, and as long as both of them are going up, that's good for the consumer. The... GILES KNIGHT The Gillard government must give up its addiction to wasteful spending borrowing and taxing. JULIE BISHOP Spending is not caring. Spending is what politicians do instead of caring. Spending more does not gu... GROVER NORQUIST The broad picture looks better than expected but we have to watch figures very carefully. A downward... EMMANUEL FERRY These yearly and quarterly ad spending gains point to a sea of change in media usage among marketers... DAVID HALLERMAN The market is in a consolidation mode after recent gains. The rise in crude prices is also providing... BEN KWONG We continue to believe that solid household income growth will sustain decent - but not spectacular ... ADAM DONALDSON [When major disasters strike,] the typical things that happen is that you reduce employment, product... ALAN LEVENSON There is less enthusiasm to borrow and we think that is going to translate into lower consumer spend... DENNIS JACOBE Given the continued improvement in labor and wage conditions of late and the likelihood that that wi... OSAMU KATANO The spending spree is over. Take that ATM off the front of your house. You're not going to be able t... JACK ABLIN We'd like to combine our overall upbeat analysis of consumer spending and retail activity with our b... CHRISTINE CALLIES The Reserve Bank is very firmly on hold. The housing market is treading water. Investors no longer h... BRIAN REDICAN To a certain extent, Bush's speech about increased spending in the U.S. Gulf Coast is helping the ma... PAUL NOLTE In principle, there are only three main components of spending that much matter to monetary policy: ... EVAN DAVIS ..either immediately or ultimately every dollar of government spending must be raised through a doll... HENRY HAZLITT I believe we were already in recession (before the attacks), but at least the consumer was holding u... BRIAN WESBURY We have already had strong July car sales, and now with consumer confidence this strong we get the i... DAVID NAUDE
More Jan Hatzius
There is a more plausible explanation for the spending slowdown, namely the withdrawal of fiscal and... JAN HATZIUS The U.S. consumer roars back. JAN HATZIUS The chairman now sounds notably more worried than previously that house prices have risen too much a... JAN HATZIUS A year ago, it was not that difficult to predict six months in advance where they were going to be. ... JAN HATZIUS Oil is the dog that didn't bark. It's neutral because it's not far away from the average of where it... JAN HATZIUS I'm not sure which form it will take -- maybe a lengthy period of subdued consumer spending or somet... JAN HATZIUS Going forward, is there still adjustment in the pipeline? I think there is. The household savings ra... JAN HATZIUS While the official productivity data look impressive, alternative measures that are equally reasonab... JAN HATZIUS High margins are an inducement to invest more aggressively. JAN HATZIUS We continue to believe that the underlying drivers of productivity growth are turning less favorable... JAN HATZIUS What matters for our well-being is the net output -- remember, depreciation charges are not availabl... JAN HATZIUS It's not plausible that capital spending has been weakened by the fact that multinationals are holdi... JAN HATZIUS We will likely see some 'payback' for the blockbuster April report, which probably exaggerates the u... JAN HATZIUS Through snow covered forests of spirited dreams
nourished to life by crystalline streams.
Jan of ... JAN I live in a village where people still care about each other, largely. JAN KARON We receive reports now on a daily basis from our own people on the ground in Darfur on widespread at... JAN EGELAND As a Jew I cannot sit idle while genocidal atrocities continue to unfold in Darfur, Sudan. JAN SCHAKOWSKY It wouldn't matter whether you were Latino or Hispanic or Norwegian. If you didn't have proo... JAN BREWER What do you think is the world's most recognisable container of information? It's the human ... JAN CHIPCHASE When the darkness comes, keep an eye on the light - whatever that is for you - no matter how far awa... JAN BERRY Dictators are rulers who always look good until the last ten minutes. JAN MASARYK Acknowledging our ignorance can give us the strength to conquer and extend our limit. JAN JANSEN I learned that, before you reach an objective, you must be ready with a new one, and you must start ... JAN CARLZON The real test of a man is not how well he plays the role he has invented for himself, but how well h... JAN PATOCKA Rhetoric is nothing, but reason well dressed and argument put in order. JAN ZAMOISKI An individual without information can't take responsibility. An individual with information can't he... JAN CARLZON Problems are solved on the spot, as soon as they arise. No front-line employee has to wait for a sup... JAN CARLZON Dictators are rulers who always look good until the last ten minutes JAN MASARYK Rhetoric is nothing, but reason well dressed and argument put in order. JAN ZAMOISKI I hope, by God's grace, that I am truly a Christian, not deviating from the faith, and that I wo... JAN HUS You know, when President Reagan, who was one of my idols, granted amnesty to about three million ill... JAN BREWER I'm big on tomato mozzarella salad. That's my favorite all-time food. JAN FIELDS Community health centers do a great deal with limited resources. They provide critical medical care ... JAN SCHAKOWSKY I have raced against the clock since I went into advertising at the age of eighteen. JAN KARON Communication is at the very core of our society. That's what makes us human. JAN KOUM Finally, I also come in recognition of the great work that has been undertaken by the NGOs and UN ag... JAN EGELAND I, Master John Hus, in chains and in prison, now standing on the shore of this present life and expe... JAN HUS I figured I got the prettiest, sweetest, smartest wife ever to be," he said softly. JAN HOLLY The most important and urgent appeal we have to make is for an immediate cease-fire. Initial reports... JAN EGELAND Behold how Christ is the foundation of the church and the apostles are the foundations! Christ is by... JAN HUS We are also assisting the refugees who have fled across the border to Chad. As many of them have bee... JAN EGELAND For whoso dies for Christ, he is conqueror and is delivered from all misery and attains the eternal ... JAN HUS I entreat masters to live a good life and faithfully to instruct their scholars, especially that the... JAN HUS There is a lot that happens around the world we cannot control. We cannot stop earthquakes, we canno... JAN SCHAKOWSKY I believe that Senate Bill 1070 lit America on fire. I think we've all realized exactly what the... JAN BREWER Jazz, for me, is a closed circuit, like the term baroque in the world of classical music. JAN GARBAREK I spend a lot of my time looking into people's bags and handbags - with their permission, of cou... JAN CHIPCHASE Our phones are so intimately connected to us, to our lives. Putting advertising on a device like tha... JAN KOUM To the stern student of affairs, Beirut is a phenomenon, beguiling perhaps, but quite, quite impossi... JAN MORRIS To me gender is not physical at all, but is altogether insubstantial. It is soul, perhaps, it is ta... JAN MORRIS As for antichrist occupying the papal chair, it is evident that a pope living contrary to Christ, li... JAN HUS And we've also had now the speaker of the Parliament in Iraq using blatantly anti-Semitic remark... JAN SCHAKOWSKY I specialise in taking teams of designers, psychologists, usability experts, sociologists and ethnog... JAN CHIPCHASE I grew up in a society where everything you did was eavesdropped on, recorded, snitched on. I had fr... JAN KOUM Three years into the war, tens of thousands of American troops remain targets of a growing Iraqi ins... JAN SCHAKOWSKY Cynics will say there are no good people out there. And if you read the papers and watch TV news you... JAN KARON Plan Colombia was supposed to reduce Colombia's cultivation and distribution of drugs by 50 perc... JAN SCHAKOWSKY We estimate that humanitarian agencies have access to about 350,000 vulnerable people in Darfur - on... JAN EGELAND Finally, I am encouraged to note that the Security Council issued a statement today expressing its c... JAN EGELAND We're not advertisement-driven, so we don't need personal databases. JAN KOUM As long as our user base continues to grow, at some point it will have critical mass, and at some po... JAN KOUM Even if you don't state your ethnic background anywhere on LinkedIn or whether you are married w... JAN CHIPCHASE Lord of all hopefulness, Lord of all joy, Whose trust, ever childlike, no cares could destroy, ... JAN STRUTHER Christmas Eve High o'er the lonely hills black turns to gray, Bird-song the valley fills, mists fol... JAN STRUTHER Book lovers will understand me, and they will know too that part of the pleasure of a library lies i... JAN MORRIS When I'm having trouble loving someone
I mentally regress him to baby state.
-Jan Gopal-. JAN GOPAL You can clutch the past so tightly to your chest that it leaves your
arms too full to embrace the pr... JAN GLIDWELL I liked the look in Carolyn's eyes when she started the second half. She walked out on the court, hi... JAN AZAR But she's got to lead us. JAN AZAR I don't think we'll do anything differently. We'll try to put a lot of pressure on them. JAN AZAR They played like seniors at the end, and we've got to make sure they continue to do that throughout ... JAN AZAR Our neighborhood is so drenched in pain and blood. It's the business of the church to try to offer u... JAN ADAMS It's for a great cause, making fools of ourselves. Anything for the kids. JAN ADAMS We brought the lawsuit because we believe the public has a right to know about the 'no fly' list and... JAN ADAMS It's like a train wreck. They can't look away. JAN ADAMS We met with them on the 13th of September to give them a proposal. One of the things ... that we cou... JAN ADAMS If (union members) were going to end up paying so much more into the retirement plan or the health i... JAN ADAMS There's a whole load of stuff in life that is worth documenting. You see it every day but don... JAN CHIPCHASE My life is extremely full and wretchedly busy, and I feel that while my life drains energy from my w... JAN KARON Easter is never deserved. JAN KARON What a beautiful woman. She moved with grace, she was entirely feminine, and yet, she possessed incr... JAN MORAN I entreat students of letters and other scholars to obey their masters in things good, to imitate th... JAN HUS You can clutch the past so tightly to your chest that it leaves your arms too full to embrace the pr... JAN GLIDEWELL Traveling is not just seeing the new; it is also leaving behind. Not just opening doors; also closin... JAN MYRDAL If you cannot win, make the one ahead of you break the record. JAN MCKEITHEN I think the biggest challenge for Somalia has been the sense that it is a hopeless case of incompreh... JAN EGELAND It's so disturbing that someone could be so bold and desperate that they needed to do that. JAN BIEBER But the Joint Committee is not meeting, so we are in a vicious circle at the moment. JAN PRONK People have SMS, right? It stinks. It's a dead technology, like a fax machine left over from the... JAN KOUM Facial recognition software is already quite accurate in measuring unchanging and unique ratios betw... JAN CHIPCHASE At WhatsApp, our engineers spend all their time fixing bugs, adding new features and ironing out all... JAN KOUM As a professional cellist, I go to mostly classical concerts because that's the music I play, bu... JAN VOGLER Simply raising fuel economy standards for passenger cars and light trucks to 33 miles per gallon wou... JAN SCHAKOWSKY We think it has been the No. 1-selling cookbook since 1930. JAN MILLER We as governors, whether we're Republican or Democrat, we really believe that we know what's... JAN BREWER Utilities get out of the way. Can you imagine if you flipped a light switch and had to watch an ad b... JAN KOUM I had so much fun in early days learning about networking, security, scalability and other geeky stu... JAN KOUM I entreat all artisans faithfully to follow their craft and take delight in it. I entreat all servan... JAN HUS My mother always told me that as you go through life, no matter what you do, or how you do it, you l... JAN BREWER Rather than proposing a forward-looking energy initiative, House Republicans continue to push Big Oi... JAN SCHAKOWSKY There's no place that communicates as much - and as quickly - as Times Square does. I see the ro... JAN VOGLER A lot of times, people start out with a lot of good ideas, but then they don't execute. They los... JAN KOUM From what I do know, outsourcing in the Andean region is a way to avoid congressional oversight and ... JAN SCHAKOWSKY I think it would be a massive undertaking to actually have a full-fledged tsunami warning system tha... JAN EGELAND So many people don't know that God loves them. They feel, 'Why would God love me? Why would ... JAN KARON Sometimes I haven't understood why he has done things and why things happened, but I know that G... JAN BREWER I have a pretty good record of winning in court. JAN BREWER We believe there is a real shortage of treatment programs for people with mental health illness. To ... JAN EUSTIS Our focus remains on delivering the promise of WhatsApp far and wide so that people around the world... JAN KOUM Most historians consider ladies teas to be the foundation of what would eventually become the suffra... JAN KNOWLES I'm averaging somewhere around 21 and a half, which is disappointing considering the window sticker ... JAN ROBERTS The encryption genie is out of the bottle. JAN KOUM In some ways, you can think of end-to-end encryption as honoring what the past looked like. JAN KOUM We know as a fact that No. 61 obtained a fake federal agent's ID to commit felonious crimes. JAN CALDWELL I am here again, in a familiar place feeling something I've felt before, wondering why it's still he... JAN DENISE Sometimes it works, sometimes it fails, but that's what we face when we're dealing with impr... JAN GARBAREK I saw some soldiers lying on the ground. There were a lot of civilians as well who were being taken ... ABDULLAH JAN Everyone, including the Americans, helped a lot. But we just want to get back and restore our old li... ABDULLAH JAN As long as you have any floor space at all, you have room for books! Just make two stacks of books t... JAN KARON And you know, it's not just illegal immigration. Terrorists can come across. They're devasta... JAN BREWER My mother is a singer, still performs today; she's a jazz singer. JAN HAMMER Our assistance in Somalia has been remarkably effective and successful, and we have helped with very... JAN EGELAND For the first two years, we prepared all the documents, re-arranged our operating structure and defi... JAN SMITH Erasers would taste good with this sauce. JAN STERLING I've been getting rid of some clutter anything that doesn't serve a positive purpose in my life �... JAN DENISE It's easy for me to have a relationship with God. I know I can trust him ... to be there, to do the ... JAN DENISE Anytime I am looking to somebody else as my source, I'm coming from scarcity. I am no longer trustin... JAN DENISE We certainly have families in Pike County living without electricity, without running water, in inad... JAN BLEICH We cannot afford all this illegal immigration and everything that comes with it, everything from the... JAN BREWER And the bottom line is, is that they are illegal aliens entering our country. And we simply cannot s... JAN BREWER We cannot sacrifice our safety to the murderous greed of drug cartels. We cannot stand idly by as dr... JAN BREWER One of the possibilities we could have is international helicopters operating across the border. JAN EGELAND Everybody I meet who uses 'WhatsApp', I ask them a question: 'How did you hear about it?... JAN KOUM WhatsApp's extremely high user engagement and rapid growth are driven by the simple, powerful an... JAN KOUM I think in many ways we can some up now the one year anniversary of this terrible natural disaster t... JAN EGELAND If they get close to one another, material can transfer and the angular momentum from one system can... JAN HOLLIS it is crucial that Palestinians and Israelis cooperate to the fullest extent possible. JAN ELIASSON From what we saw at the summit, Merkel played a constructive role, not only for Poland but over all ... JAN TRUSZYNSKI Advertising isn't just the disruption of aesthetics, the insults to your intelligence and the in... JAN KOUM The business case for manufacturing in Brazil is not about optimizing labor costs but about getting ... JAN LINDHOLM I'm used to fixing stuff. I'm not used to begging for money. It chokes me. JAN CALDWELL We have the same questions about that as well. JAN CALDWELL It's very clear in here that it's a woman forcibly assaulted by a man. JAN CALDWELL She's had a good night's sleep (and) some food (and) is rested. (She was) reunited with (her) mom th... JAN CALDWELL White collar cases are always convoluted. They're very complex and this is basically conspiracy and ... JAN CALDWELL I think we are going to see the kind of nominee we should have gotten in the first place: someone wi... JAN LARUE That's one of the beauties of the organization. You put it on the shelf until you need it. JAN HIBBARD The general intent of the MSA was to limit exposure and we've complied by pulling our ads off taxis,... JAN SMITH Arizona is now recognized as a premier place in which to locate, expand and grow a business. JAN BREWER If you have sacrificed my nation to preserve the peace of the world, I will be the first to applaud ... JAN MASARYK Secondly, the Government of Sudan should commit to the disarmament and control of the Janjaweed mili... JAN EGELAND Coltrane was moving out of jazz into something else. And certainly Miles Davis was doing the same th... JAN GARBAREK In Illinois, community, migrant, homeless and public housing health centers operate 268 primary care... JAN SCHAKOWSKY ... for fog was merely a cloud that wasn't too smitten with itself to visit terra firma. JAN KARON We have received zero pledges for this appeal, JAN EGELAND What he did was sensational. JAN ULLRICH I have always said that a Tour victory is more valuable if Lance Armstrong is participating. I will ... JAN ULLRICH It was a bad day and I knew it from the first climb in Aspin, ... I'm going to keep fighting because... JAN ULLRICH I want to wear yellow in Paris in July and I reckon I am on the right track, JAN ULLRICH It's a lot more open without Armstrong. I really have to be careful that I have everything in hand. ... JAN ULLRICH It's done very delicately, and it's on their level so they can understand it. JAN HUETTNER I was proud to witness American Jewish organizations found the Save Darfur Coalition in June 2004 to... JAN SCHAKOWSKY 4427Our Mind need relax to reach goals. JAN JANSEN [But yesterday's response to the nominee left that open to doubt. There was widespread dissent among... JAN LARUE The point here is it could have been avoided. It didn't have to reach these proportions. JAN EGELAND If she could take my strength. He put his hand on his chest, feeling his heartbeat. If she could hav... JAN HOLLY If you have cold or flu symptoms, you can't donate because you don't want those viruses to be transm... JAN GORDON Nature is infinitely rich and diverse in her ways. She can be seen to break her most unchanging laws... JAN POTOCKI If the roof had collapsed an hour earlier then there would have been a massacre. Among the injured, ... JAN PANEK It's even more urgent than it was in these other hurricanes or tsunamis. JAN EGELAND Sadly, since last year's first memorial service, 14 police officers in Great Britain and Northern Ir... JAN BERRY It's very small it's about the size of a hard match book box and you skim a credit card through it. ... JAN QUINTRALL I think that is stingy, really. JAN EGELAND When I was a kid trying to communicate with family in the Soviet Union, it was very difficult. You h... JAN KOUM We did well in the emergency phase, ... But the reconstruction went slower than we had hoped. JAN EGELAND It was a very good start. She started the season 6-0, and now we're hoping she can finish without a ... JAN BROGAN I have often had apparitions of hosts of serpents with heads at their tails, but not one was able to... JAN HUS So you know, I think that the federal government, the Democrats, and President Obama are selling a l... JAN BREWER [Sentinel Hill resident Jan Johnson echoed Ward's sentiment.] It feels extremely negligent, ... Many... JAN JOHNSON There is a lot of Australia and New Zealand pride around here. JAN HARDESTY It will be a major infusion to the hospitality industry. JAN HARDESTY It's just the way Ellen does things. JAN HARDESTY It does an awful lot to make it an attractive area. There's a definite correlation between business ... JAN HARDESTY The mayor's race is really what drives people to come out to the polls, and without it, it's hard to... JAN HARDESTY It's not a behavioral-synthesis tool, but it is more intelligent than just a translator. JAN DECALUWE We are working to move from lottery to predictability so that all those who suffer receive aid. JAN EGELAND Now we're just looking for the ceiling. JAN STUART While no member state has got everything it argued for, the text before you is balanced, strong and ... JAN ELIASSON The message growth rate in Brazil - it's not like a hockey stick: it's like a vertical line. JAN KOUM This draft resolution represents a unique opportunity for a fresh start for human rights. JAN ELIASSON I trust politicians will continue to examine ways in which we can prevent potential future terrorist... JAN BERRY When I was young I had all the advantages. My father worked for Howard Hughes, we lived in Bel Air. ... JAN BERRY AOL is like the cockroach left after the nuclear bomb hits. They know how to survive. JAN HORSFALL The best birthday gift to our Organization is for all of us, the members of the global community, to... JAN ELIASSON Never assume you have everything pegged. Never tweak that last duck, and pat yourself on the back, a... JAN BERRY There is a third dimension to traveling, the longing for what is beyond. JAN MYRDAL Indians love to reduce the prosaic to the mystic JAN MORRIS I still find myself walking away from the water's edge before I have what I need. I turn around and ... JAN DENISE Nobody should have the right to eavesdrop, or you become a totalitarian state - the kind of state I ... JAN KOUM In a world full of competing emergencies and disasters, it really helps if there is an international... JAN EGELAND