That is a joke. You are not going to negotiate with these mortgage companies to reduce those mortgages.


Carol Johnson

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I'm going to start a lot of companies. These are not sham companies. These are great businesses.
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Trust Professionalism Integrity, Creative Mortgage Solutions For Every Mortgage Need
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We used to joke that more stories were written about reverse mortgages than loans originated.
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In order to honor God with your wealth, you first have to admit that you are rich. Most people won't...
CRAIG GROESCHEL
They have refused to negotiate. These are not the actions of a nation that wants peace.
YEMANE GEBREMESKEL
This deal is going to prompt further consolidation. The continuing volatility in petroleum prices ma...
GEORGE GASPAR
Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a...
AMY CUTTS
Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a...
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In September 2008, the two largest housing mortgage companies called Fannie Mae and Freddie Mac, whi...
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We're not going to continuously negotiate, negotiate, negotiate. We've given three extensions.
JEFF BROOKS
My strategy is to stay with companies that are executing well despite the negative tech backdrop. At...
ANDREW PRATT
The key thing is you are going to see a separation from the true companies -- those that are going t...
GREGG HYMOWITZ
And because God has entrusted you with such riches, you can use these resources to make a profound d...
CRAIG GROESCHEL
Max is absolutely livid that these companies have not followed through with their promises. We have ...
BARRETT KAISER
They are going to reduce privacy if these various measures go through,
DAVID HENDERSON
These companies suffer from a lack of distribution. The challenge is who is going to introduce these...
ERIC SCHMITT
Subprime mortgages, typically defined as those issued to borrowers with low credit scores, make up r...
MICHAEL BURRY
All I ever did to that apartment was hang fifty yards of yellow theatrical silk across the bedroom w...
JOAN DIDION
We can never make proper goodbyes. It was your last ride in a Checker cab and you had no warning. It...
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Giving a 10-year mandatory minimum for a second offense fist fight is not going to reduce the chance...
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Imagine if the pension funds and endowments that own much of the equity in our financial services co...
ELIOT SPITZER
Do no look for that ideal person to be with, be that ideal person.
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We see a lot of these submissions being funny. We hope people are going to share these laughs togeth...
DUNCAN KENNEDY
Our principal drive is not to negotiate with hostage-takers and not to negotiate with terrorists, an...
AYAD ALLAWI
How lucky I am to have known somebody and something that saying goodbye to is so damned awful.
EVANS G. VALENS
You are seeing these positions that companies posted minutes ago that are coming online. You can app...
JENNIFER SULLIVAN
In the second half of 1999, we'll clearly see probably 10 to a dozen large Internet companies that a...
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The market is still waiting for HSBC results, which will have a big impact on the direction of the m...
ANDREW TO
Property shares had a technical rebound, but interest rate concerns will still affect properties unt...
ANDREW TO
Bank of China's results were quite good; double-digit growth can be taken as good results for a bank...
ANDREW TO
The index tried to challenge 18,000 but failed, so that triggered profit taking. Tokyo's slide also ...
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Trading seems to be focusing on selective counters because investors are cautious amid interest rate...
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We're seeing a minor technical rebound after Wall Street rebounded from two days of losses. The key ...
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Some investors have returned to pick up the stock at bargain prices.
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We are afraid that our freedoms and liberties will be infringed in the future.
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A Ritual to Read to Each Other


If you don’t know the kind of person I am
and...
WILLIAM STAFFORD
I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-...
MICHAEL BURRY
Essentially, they (Guidant) are going to say ... yes there have been issues at Guidant, but do those...
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There are no ordinary people. You have never spoken to a mere mortal. Natures, civilizations, cultur...
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Those who want low taxes and healthy job creation know that an unnecessary dollar going to these uni...
BRUCE RAUNER
The government is not defending the people in the provinces. Neither this government nor previous on...
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When we look back in three years, there's going to be a higher likelihood that those companies that ...
FRANK AQUILA
We will see a differentiation between chip companies that are exposed to pure IT spending and those ...
JAYE MORENCY
Earnings momentum is going to continue to be a key driver. Those companies that are in a good positi...
JANE COFFEY
Contrary to reports, this boy is not a billionaire or going to be richer than any Beatle... and not ...
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These companies have capabilities in making products that are used to treat these sorts of ailments....
PARAS ADENWALA
We need to look at reality. These companies are not going to move in here if they are taxed at full ...
FRED SHAW
Eventually I came across another passage. This is what it said:
I am not commanding you, but I ...
NICHOLAS SPARKS
To kill a mockingbird. If you haven't read it, I think you should because it is very interesting.
STEPHEN CHBOSKY
I will never forget the vision of Jamie walking towards me.
NICHOLAS SPARKS
As these images were going through my head, my breathing suddenly went still. I looked at Jamie, the...
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You don't have to learn much out of books, it's like if you want to learn about cows, you go milk on...
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You can't really get to know a person until you get in their shoes and walk around in them.
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It's going to be tough year. Loans are slowing, and it is a more competitive market in various areas...
HUGH YOUNG
I'm asking God to bless you with something that unsettles you, disturbs you, and upsets you.
CRAIG GROESCHEL
I guess my feeling is is that if you're going to make a joke, that's fine, but you should al...
ADAM CAROLLA
There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of t...
MARK ZANDI
Democrats believe we must have comprehensive health care reform that includes giving the federal gov...
JIM CLYBURN
The temptation employers are going to be confronted with is to look at this as a way to reduce expen...
BOB FREDERICKS
Some of these companies are going to have to look for creative ways to either get more cash, or perh...
PAUL COOK
There are so many companies that are public now that I can't see everybody making it. I don't think ...
DALTON CHANDLER
Negotiate with those who wish to talk - and take action against those who create mischief.
MAMNOON HUSSAIN
He is not going to negotiate. The negotiation is over. The opposing points are very clear. We are wa...
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If you are one of these companies that are stealing people's identities, you better sleep with one e...
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It is another interesting way to look at viewer opinion, and we are going to be speaking with these ...
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That's the first thing that is going to happen and that will likely be a signal to Wall Street that ...
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That you made a mistake does not reduce who you are
SOTONYE ANGA
The people that make this country work, the people who pay on their mortgages, the people getting up...
RUSH LIMBAUGH
Understand: the task of an activist is not to negotiate systems of power with as much personal integ...
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Large companies are not going to disappear. Multinational companies with tens of thousands of employ...
DANIEL H. PINK
When we first looked at fully guaranteed services, we looked at the price and said 'no way,' ... For...
TIM STEVENS
As you reduce the number of units, the cost per unit is going to go up and they need to be competiti...
GLEN SMITH
The good thing about working with a mortgage consultant, is that you get to shop for your home loan ...
ZENG HAN JUN
We are continuing to negotiate actively with the representatives and hospital industry to keep talks...
ANNE MURPHY
Anyone can learn how to communicate with animals if they are open to the process and willing to prac...
KAREN A. ANDERSON
What is it that makes you so angry, bothers you so deeply, that you're compelled to act?
CRAIG GROESCHEL
The affordability issue becomes very real when mortgage rates rise because a lot of people have take...
BRIAN MCQUADE
To be or not to be is not a question of compromise. Either you be or you don't be.
GOLDA MEIR
These four companies are currently players, and are both not likely to hurt you and are likely to co...
DIANE ROLFSMEYER
Largely because there was not an overreaction by government, other companies moved in to write the b...
BERNIE BOURDEAU
In the next three years, there is going to be a gigantic transition online. It's still going to be a...
SCOTT APPLEBY
We're looking at companies that are close to making a profit. And there are not too many of those.
JEFFREY SILBER
We are nowhere near a period when credit is not going to be available to companies.
MICHAEL ROBERGE
This is going to impact a lot of competitors. There are a lot of partners doing business with other ...
DONN ATKINS
People who understand how to negotiate are always going to do better.
LEE MILLER
I highly doubt that somebody is going to come and put these companies out of business.
JEFFREY SILBER
The Iranians are tough to negotiate with,
JACK STRAW
What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subpri...
MATT TAIBBI
There's no better way to build a sizable client base, create recurring revenue streams, and promote ...
LEON MORRIS
I think we are going to see a new engine formula in 2006 and the engine manufacturers are going to m...
MAX MOSLEY
Close examination shows that dollars invested are not a predictor of staffing levels. Companies, esp...
ERIC BOLESH
Oh, great. This is going to be like shooting baskets with Magic Johnson watching.
BILL PULLMAN
There are companies that are generating good earnings and seeing a turnaround. The market is definit...
BUD LEEDOM
To be, or not to be, that is the question.
WILLIAM SHAKESPEARE
Your "Not To Do" list is also important.
MANI S. SIVASUBRAMANIAN
I think you're naive if you think the companies are going to do testing that is going to expose them...
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Love is always patient and kind. It is never jealous. Love is never boastful or conceited. It is nev...
A WALK TO REMEMBER
These are companies that operate in the shadows. Some of these companies are trying to come forward ...
BEAU BRENDLER

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Books to judicious compilers, are useful; to particular arts and professions, they are absolutely ne...
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He that never thinks can never be wise.
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The true sound and strong mind is the one that can embrace equally great and small things.
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Our minds should not be empty because if they are not preoccupied by good, evil will break in upon t...
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To hear complaints is tiresome to the miserable and the happy.
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When a person finds themselves predisposed to complaining about how little they are regarded by othe...
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When any anxiety or gloom of the mind takes hold of you, make it a rule not to publish it by complai...
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Laws teach us to know when we commit injury and when we suffer it.
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I never drank except a couple sips of wine at Thanksgiving.
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Comedy is tragedy - plus time.
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When I get tired, I start eating things that I wouldn't normally crave, like biscuits, because t...
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But I didn't ask to have somebody nose around in my private life. I didn't even ask to be fa...
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I very much enjoyed doing 'Law & Order,' playing a killer - that was fun, and they had a...
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I do the 'New York Times' crossword puzzle every morning to keep the old grey matter ticking...
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I think the hardest thing to do in the world, show-business-wise, is write comedy.
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Because nobody goes through life without a scar.
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Just scream! You vent, and the body just feels good after a good old yell.
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I'm so happy with what has happened in my life.
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I liked myself better when I wasn't me.
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It is the instinctive wish of most American businesspeople, even those unlikely to be directly affec...
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. . . while men represent powerful activity as assertion and aggression, women in contrast portray...
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I can't be bothered to go to the gym, though. I honestly just can't be bothered - it's t...
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In the 1987 stock market crash, according to the conclusions of the official Brady report, colossal ...
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I was a very lonely child and it's funy but the first word that comes to my head is "starved". I fel...
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I think we're here for each other.
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Only I can change my life. No one can do it for me.
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Get out of the blocks, run your race, stay relaxed. If you run your race, you'll win. Channel your e...
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I'm not into working out. My philosophy: No pain, no pain.
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Comedy is a tragedy plus time.
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Giving birth is like taking your lower lip and forcing it over your head.
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The product, abortion, is skillfully marketed and sold to the woman at the crisis time in her life. ...
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There is no old age. There is, as there always was, just you.
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Some managements do not even think of buybacks as an option. The idea of shrinking their equity base...
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Adolescence is just one big walking pimple.
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There are chapters in every life which are seldom read and certainly not aloud.
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When I'm photographing, I think - like any rescue worker who deals with tragedy - you have to ha...
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I find the question of whether gender differences are biologically determined or socially constructe...
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I don't have false teeth. Do you think I'd buy teeth like these?
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We don't stop going to school when we graduate.
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I'm glad I was born when I was. My time was the golden age of variety. If I were starting out ag...
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Those with dissociative disorders face a big enough battle living as multiples and dealing with past...
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There needs to be a nationwide awareness programme for all NHS staff, to educate them about dissocia...
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... in some sense, she ignored her physical self, as if her body were merely something impersonal ve...
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If I'm making a movie and get hungry, I call time-out and eat some crackers.
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I don't eat celery. I eat raw milk, cheeses.
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We must ensure that while eliminating child labor in the export industry, we are also eliminating th...
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I suddenly had this really mad desire to have an affair with a woman. I was divorced. I was childles...
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Just be your authentic self because there's nothing sexier or more beautiful than that.
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The speed and trajectory of BlackRock's ascent have been breathtaking.
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My grandmother and I followed my mother here, to a house a block north of Hollywood Boulevard but a ...
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My grandmother and I would go see movies, and we'd come back to the apartment - we had a one-roo...
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I enjoy worldbuilding very much. I generally start with an approximation. With 'Flesh and Spirit...
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Laughter is much more important than applause. Applause is almost a duty. Laughter is a reward.
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I had gone to nursing school at Northampton Community College in my hometown of Bethlehem, Pennsylva...
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I have a whole box full of pieces of the Berlin Wall and a heart made from the barbed wire of the Ir...
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She suffered. She suffered a whole lot. And at one point I was praying for her to be released. You k...
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She was a mountain girl, ... We brought some of her ashes here and placed them next to F.C. Jones. I...
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People invite me to dinner not because I cook, but because I like to clean up. I get immediate grati...
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I don't have false teeth. Do you think I'd buy teeth like these?
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Giving birth is like taking your lower lip and forcing it over your head.
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She said, 'Mama, if I can take it back ...,
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I have always grown from my problems and challenges, from the things that don't work out, that's whe...
CAROL BURNETT
I do think there are some great female comics: Tina Fey, Amy Poehler, Kristen Wiig, Maya Rudolph. Th...
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I'm not always optimistic. You wouldn't have all cylinders cooking if you were always like M...
CAROL BURNETT
I'm hooked on Glenn Close in 'Damages.'
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The good thing about a dealer's derivatives portfolio is that it is marked to market.
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I believe in lieu of the Katrina situation last week it is even more important that we are prepared ...
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The faculty will be a little more relaxed this semester, because we know that problems are inevitabl...
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I came in Tuesday and took a tour of the building for the first time. My first impression was that E...
CAROL MILLER
Many people have been able to return to their homes. We expect to spend most of today assessing dama...
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People have really improved their recycling efforts.
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It was very moving and extremely needed, ... We are a conservative campus where this is not talked a...
CAROL MILLER
The goal is to have at least one quarter of the amount of trash that would have gone to the landfill...
CAROL MILLER
So far this year we have taken in 108.5 tons of recyclable versus the estimated 65.6 tons collected ...
CAROL MILLER
The students were definitely the first priority, that's why they have finished all the classrooms. T...
CAROL MILLER
We could always use more, but we are getting back on schedule after the holiday.
CAROL MILLER
Say you get to some place and you can't find an ATM. I will only get one or two or three days worth ...
CAROL MICKELSEN
Europe is very close to what you would find in the U.S. If you're going to a very small town in Amer...
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[Europe is closest to North America in its density of ATMs.] ATM machines are all over the place. Th...
CAROL MICKELSEN
In Poland, we could pay for groceries with a credit card. Surprisingly enough, campgrounds take char...
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In Poland, we could pay for groceries with a credit card, ... Surprisingly enough, campgrounds take ...
CAROL MICKELSEN
Say you get to some place and you can't find an ATM, ... I will only get one or two or three days wo...
CAROL MICKELSEN
Response times will be better.
CAROL MEYER
You as a resident need to make yourself prepared and knowledgeable.
CAROL MEYER
I'd say we're probably one of the most prepared counties in the country.
CAROL MEYER
It's awesome. I thought it would be a wonderful opportunity. I very much favor the Philharmonic.
CAROL MEYER
Trauma funds aren't going into the San Gabriel Valley, but paying for the trauma patients that get t...
CAROL MEYER
We both do all the work, but we each have the places where we shine.
CAROL MCNEELY
We think every home needs at least one, or maybe two or three, decorative rooms.
CAROL MCNEELY
We tailor finishes to people's personalities.
CAROL MCNEELY
We want people to know that we do more than stripes and polka dots.
CAROL MCNEELY
She was a feisty woman. She was a clown. She made everyone laugh. Everyone loved to be around her.
CAROL MARSH
It all happened very fast. In 10 minutes, the whole thing was gone.
CAROL MARSH
This is how close we were.
CAROL MARSH
My grandmother was a feisty woman. That's probably the best way to describe her. She was still deliv...
CAROL MARSH
Our guests, when they arrive on board, they are going to see that. When they depart, they are going ...
CAROL MARLOW
The response has been remarkable.
CAROL MARLOW
We spent longer than we had planned in Fort Lauderdale, which meant that the itinerary has had to be...
CAROL MARLOW
Cunard has the unique distinction of having the only true liners in the industry, and we're proud to...
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We gave our guests a compensation package which we felt was fair, and clearly it's not our intention...
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Queen Victoria will be a classically-styled Cunard queen, offering the very best of our heritage, al...
CAROL MARLOW
The arc of your swing doesn't have a thing to do with the size of your heart.
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Her swing changed in a way I hadn't seen before. She quit turning and got steep. She stopped being a...
CAROL MANN
The Open is the home of the over-try.
CAROL MANN
Before mental skills can really make a difference, a golfer has to develop swing skills and course m...
CAROL MANN
[Cherry Hills will be used as support for the argument that Wie's path will leave her not only with ...
CAROL MANN
What happens is that women tend to panic when they're losing it. Whereas, generally speaking, men, r...
CAROL MANN
It pretty much becomes an off-leash day every day. That's what's happening now again.
CAROL MAJESKE
If they don't follow the rules there may not be any choice in the future but to do further restricti...
CAROL MAJESKE
Those who choose not to follow the rules may ruin it for the dog owners that are complying.
CAROL MAJESKE
It's just a stressful situation for wildlife who are already stressed out in the winter.
CAROL MAJESKE
That's the age when classes start to become departmentalized and this could be the first manifestati...
CAROL LOEWITH
The problem with these classes is that the tutoring is usually done in small groups rather than one-...
CAROL LOEWITH
Before you run off to a million different tutoring systems, have the school test the student to see ...
CAROL LOEWITH
Before you usher them off to a tutoring center it would really pay for the parent to talk to the tea...
CAROL LOEWITH
What you're doing is, you're paying $22.8 million for the privilege of putting up $100 million. At t...
CAROL LICKO
Scripps is not being difficult in this. We've tried every which way to come to agreement with the co...
CAROL LICKO
[Scripps] would have never bet its institute on this. They didn't do it on Mecca, and they're certai...
CAROL LICKO
Scripps is a science institute. We don't want to be suing the county.
CAROL LICKO
The party here that is trying to renege on their agreement is the county. Where's its obligation to ...
CAROL LICKO
He had all these tricks he used. He's not a dumb person, by any means. He just didn't get it in scho...
CAROL LEWIS
People really seem to like the larger facility.
CAROL LEWIS
Near the end of the year, we always run short.
CAROL LEWIS
The community is generous, but with all the bills going up, it?s getting expensive to run.
CAROL LEWIS
We have not behaved well as a board of education. It is a disgrace and a shame. We need to rectify t...
CAROL LEWIS
What these people say is true. It's really unfortunate.
CAROL LEWIS
This spin control stuff is not working when people are dying, ... You want to be supportive of the c...
CAROL LEWIS
They should have had acts that the young people can identify with. I'm not even feeling it. Maybe my...
CAROL LEWIS
I don't have the manpower to go out and check to see if people are smoking. We had to cut down on la...
CAROL LEWIS
Throughout history, when our national security has been threatened, we have responded by reducing li...
CAROL LEWIS
We'll give it a good shot. We could do well or we could get killed.
CAROL LEVINE
I've been teaching tennis for 25 years.
CAROL LEVINE
You make a lot of adjustments in the early years, and it gets easier.
CAROL LEVINE
It is a safe assumption,
CAROL LEVINE
Because men who do any significant kind of caregiving are often seen by family and friends as heroic...
CAROL LEVINE
Being thrust into the role of caregiver without any preparation is difficult under any circumstances...
CAROL LEVINE
They are not seen as doing anything but helping out, as kids are supposed to do.
CAROL LEVINE
This is a tremendous sense of guilt and burden that children should not have to bear.
CAROL LEVINE
We had no jobs, no place to live. At his first job he worked for $400 a month.
CAROL LEVINE
This does not have the earmarks of a long-planned management transition.
CAROL LEVENSON
Getting into a bidding war with J&J is bad enough. But getting into a cash-throwing contest with J&J...
CAROL LEVENSON
There's no reason to believe this name has bottomed out.
CAROL LEVENSON
Even at these weaker levels we still consider tobacco company paper unacceptably risky.
CAROL LEVENSON
A stock buyback is a risk-free way of ensuring earnings accretions. As long as borrowed funds remain...
CAROL LEVENSON
Boeing can easily afford this purchase, with nearly $10 billion in cash and marketable securities on...
CAROL LEVENSON
Market nervousness can lead to counterparty nervousness, which can lead to rating agency nervousness...
CAROL LEVENSON
The average, healthy, well-adjusted adult gets up at seven-thirty in the morning feeling just plain ...
CAROL LEIFER
We don't know how fast they are disappearing, but we know they are going fast.
CAROL LEE
I had told him in the beginning, 'You take care of my girl.' I wish he would've taken care of her a ...
CAROL LEE