It's the underwriting process. And portfolio analysis: how much money do I need to have in store to be able to pay for the claims?


Andrew Coburn

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In bestowing charity, the main consideration: should be to help those who will help themselves; to p...
ANDREW CARNEGIE
People who do not love themselves can adore others, because adoration is making someone else big and...
ANDREW MATTHEWS
A healthy self-love means we have no compulsion to justify to ourselves or others why we take vacati...
ANDREW MATTHEWS
Once the Xerox copier was invented, diplomacy died.
ANDREW YOUNG
You have to expect that if you cuss out the world, The world is going to cuss back.
ANDREW YOUNG
Even the people we most admire often feel inadequate.
ANDREW MATTHEWS
Pressure and stress is the common cold of the psyche.
ANDREW DENTON
He used statistics as a drunken man uses lampposts; for support rather than illumination.
ANDREW LANG
If a man were permitted to make all the ballads, he need not care who should make the laws of a nati...
ANDREW FLETCHER
Let who will make the laws of a nation so long as I am permitted to make her songs.
ANDREW FLETCHER
There is no use whatever trying to help people who do not help themselves. You cannot push anyone up...
ANDREW CARNEGIE
My Lord, I sorrow to learn that I am so timorous of heart and to learn that my Lord could be so forg...
ANDREW FLETCHER
Self-preservation, nature's first great law, all the creatures, except man, doth awe.
ANDREW MARVELL
You can't push anyone up the ladder unless he is ready to climb himself.
ANDREW CARNEGIE
Sometimes I think we're alone in the universe, and sometimes I think we're not. In either case, the ...
ANDREW JACKSON
Wishing of all strategies, is the worst.
ANDREW YOUNG
The first man gets the oyster, the second man gets the shell.
ANDREW CARNEGIE
There is something about going to sea. A little bit of discipline, self-discipline and humility are ...
PRINCE ANDREW
We accept and welcome... as conditions to which we must accommodate ourselves, great inequality of e...
ANDREW CARNEGIE
Grief is depression in proportion to circumstance; depression is grief out of proportion to circumst...
ANDREW SOLOMON
They seldom looked happy. They passed one another without a word in the elevator, like silent shades...
ANDREW HOLLERAN
All honor's wounds are self-inflicted.
ANDREW CARNEGIE
That the whole free people of any nation ought to be exercised to arms, not only the example of our ...
ANDREW FLETCHER
Arms are the only true badge of liberty. The possession of arms is the distinction of a free man fro...
ANDREW FLETCHER
Internet is so big, so powerful and pointless that for some people it is a complete substitute for l...
ANDREW BROWN
And while the law of competition may be sometimes hard for the individual, it is best for the race, ...
ANDREW CARNEGIE
No amount of ability is of the slightest avail without honor.
ANDREW CARNEGIE
I will give you a few guarantees of my own, Mukthar. I guarantee that before the sun sets, even if y...
ANDREW ASHLING
Concentrate; put all your eggs in one basket, and watch that basket...
ANDREW CARNEGIE
Concentration is my motto -- first honesty, then industry, then concentration.
ANDREW CARNEGIE
As I grow older, I pay less attention to what men say. I just watch what they do.
ANDREW CARNEGIE
The 'morality of compromise' sounds contradictory. Compromise is usually a sign of weakness, or an a...
ANDREW CARNEGIE
Avoid competency traps. Do not stay only where you are good at things, Go out and be challenged.
ANDREW CREIGHTON
Every good citizen makes his country's honor his own, and cherishes it not only as precious but as s...
ANDREW JACKSON
Once the Xerox copier was invented, diplomacy died.
ANDREW YOUNG
And all the way, to guide their chime, With falling oars they kept the time.
ANDREW MARVELL
Peace, above all things, is to be desired, but blood must sometimes be spilled to obtain it on equ...
ANDREW JACKSON
It is a blessing to die for a cause, because you can so easily die for nothing.
ANDREW YOUNG
Surplus wealth is a sacred trust which its possessor is bound to administer in his lifetime for the...
ANDREW CARNEGIE
Technology is like a fish. The longer it stays on the shelf, the less desirable it becomes.
ANDREW HELLER
Take time to deliberate; but when the time for action arrives, stop thinking and go in.
ANDREW JACKSON
Martin Luther King said America had given a bad check to black people.
ANDREW YOUNG
The main doctrine of a fanatic's creed is that his enemies are the enemies of God
ANDREW WHITE
Dav­el­lon may be a vil­lage, but the Dav­el­lon House can be any­thing you make it. No­bil­...
ANDREW ASHLING
The wisdom of man never yet contrived a system of taxation that would operate with perfect equality.
ANDREW JACKSON
The smallest bookstore still contains more ideas of worth than have been presented in the entire his...
ANDREW ROSS